Spending and Savings Blog ⋆ Your Savings Pro LLC

College prep talk with college daughter

January 10, 2020 by Meru Hunter McMahon

Episode #7 – College Prep Talk with College Daughter Parenting does not come with a manual but parents come from various backgrounds. The common desire of parents for their kids’ to succeed, go to college and become great citizens of the world. Most importantly (like any skill) parenting skills improve over the years as their kids grow older and become adults. The high school years are challenging because children are growing into adulthood and communication at times is not the …

Do you struggle with Growth Mindset?

December 23, 2019December 23, 2019 by Meru Hunter McMahon

Episode #6 – Do you struggle with Growth Mindset? Listen for Episode #6 here where I discuss re Growth Mindset. “If you do not believe in yourself why should others believe in you?” is the question I ask myself when I struggle with a growth mindset. Growth mindset is hard work, we as individuals can gain a lot by deepening our understanding of growth-mindset concepts and the processes for putting them into practice. Challenges/processes may vary for everyone as dreams …

Holiday season blues

December 23, 2019December 23, 2019 by Meru Hunter McMahon

Episode #5 – Holiday season blues Do you struggle with sadness during the holidays? – Join me as discuss Holiday season blues, how I handle it and confess about being a Grinch. :). Sales marketing images of love and joy fill Stores, TV, Internet, and magazine pages, for many of us. However, the reality of the holidays isn’t so cheerful for everyone and Holiday season blues are real. I would love to hear from you so email me as sharing …

All about “Thank”

November 27, 2019 by Meru Hunter McMahon

Episode #4 – All about “Thank” Happy Thanksgiving Y’all! Do you know the history of Thanksgiving? I am still learning so tune-in to The Meru Experience podcast to listen to a very short episode as I discuss All about “Thank”. I learned 15 Thanksgiving Fun Facts that you will want to share on Turkey Day with your loved ones to keep the conversation going and enlighten all with the information they may not have known before. “What Are you thankful …

Do you feel something is missing from your life?

November 16, 2019November 16, 2019 by Meru Hunter McMahon

Episode #3 – Do you feel something is missing from your life? Most of us, if not all of us feel something is missing from our lives and we live in this world with some level of discomfort whether it is being sick, emotional trauma, childhood experience, relationships, grief, etc. and in need of some form of healing. Join me as I learn and discuss “energy healing” topic with my guest Renu who is the owner of Renu Your Life …

Everyone says I am busy, are you really?

November 16, 2019November 8, 2019 by Meru Hunter McMahon

Episode #2 – Everyone says I am BUSY, Are you really? Everyone says I am busy. Do you notice? When you ask someone “how are you?” – most of the time the answer is “busy” / “things have been really busy” / “I am so busy”. Busy is a trend of the current age that is associated with being successful, possibly feeling of importance for some people and/or using it as an excuse to avoid someone or something – “outsourcing your …

I am not Chinese nor Russian

November 16, 2019October 29, 2019 by Meru Hunter McMahon

The Meru Experience podcast is created to discuss the “Currency of Life” by a girl who looks Chinese with a Russian Accent, originally from Kazakhstan but currently living in America. Episode #1 – I am not Chinese nor Russian “Are you Chinese?” and/or “I hear a Russian accent, where are you from?” are the questions I get quite often. Join me as I discuss where I am from and the challenge of which box to check. Also, learn how to …

Reducing Expenses Without Making Cuts

October 8, 2019 by Meru Hunter McMahon

How can a business increase profits without painful spending cuts? Most common “go-to” strategies in business for reducing business expenses called for either doing with less or taking something away from someone, involving pain. Here are the most common strategies listed… Cutting Travel Expenses Hiring Freeze or Hiring Reduction Layoffs Cancelling holiday parties and events Reducing “perks” Salary Freeze or Salary Reductions Reducing or Eliminating Year-end Bonuses Cutting Workers’ Hours Forced Unpaid Vacations or Furlough Program Increasing Telecommuting Four-Day Work …

What is Specialized Tax Incentives?

September 22, 2019 by Meru Hunter McMahon

The complexity and length of the federal tax code hide many great opportunities for businesses to save money. The length and complexity that allows the largest corporations with their army of attorneys and accountants to take advantage of tax incentives that small businesses might be missing. Most small businesses rely on CPAs to get their tax prepared and filed but most CPAs may not have the proper expertise and experience to help their clients capture complicated tax incentives. What are …

Savings is the Easiest Path to Profit

September 3, 2019 by Meru Hunter McMahon

What is overlooked when it comes to improving profit? Reducing cost is vastly overlooked in many organizations when they want to be more profitable. This is due to: The lack of expertise in specific areas of the business Budget constraints i.e outsourcing the project Busy personnel primarily focused on top-line growth There are many wasteful activities and spending happening continuously that could be streamlined to enhance profit. The bigger the organization, the bigger the opportunities. For example: A typical business …